Bad Credit

Fixing Bad Credit

We work together to immediately organize your credit reports to note items that you want to challenge or change. From this, we know exactly where to focus our efforts — and how to build a game plan to fit your personal goals and needs. 

We interact directly with the credit companies and help them meet their obligations as applicable to your particular situation and plan. Then, we communicate with the credit bureaus to confirm that the appropriate changes have occurred. We know the industry and how to use the rules to protect you. 

How We Do It:

*, PREPARE YOUR CASE by targeting information that's negatively affecting your credit score. 

* PRESS FOR RE-INVESTIGATION by disputing invalid negative entries with the three major credit reporting agencies and ensuring that they meet full legal compliance. 

* REQUEST VALIDATION with the companies who are directly submitting information about you to the credit reporting agencies. 

* MONITOR credit report entries. Updates from the credit reporting agencies are reviewed for compliance and further processing as necessary. 

We combine our experience, leadership, and innovation to design a solutions-driven approach to meet your needs and yield results for you.

Our process:

• The first step is to clarify and determine your current financial situation, goals, and objectives.

• We then analyze your credit report to ensure all items are accurate.

• An individualized plan is designed and reviewed with you.

• A viable strategy to meet your goals is determined together.

• The plan is then implemented to improve your credit score and restore your creditworthiness.

• Your credit is monitored to ensure accurate results.

We demand validation and verification of derogatory information.  

Many clients remain with us to maintain and enhance their newfound sense of security, success, and financial security.